Reference

Your Legal Terms Stay Clear

Legal clarity helps you open an account with fewer surprises. At meritking, we explain how account access, data handling, cookies, payment records, and eligibility work for Indonesia, with…

Account termsData requestsCookie usePayment records
meritking Your Legal Terms Stay Clear
CONTACT ROUTES

Reach Us About Legal Questions

Legal questions should reach the team that can check account records, not a generic inbox. We handle terms, privacy, cookies, access checks, and payment-record questions through live chat and email, with case…

Live chat Use live chat from the account menu between 09:00 and 23:00 WIB for legal questions about access, terms acceptance, cookie settings, or a payment record tied to DANA, OVO, GoPay, or QRIS.
Email desk Send legal requests to our support email with your account ID, registered mobile number, and the subject you need checked. We reply with the next account step rather than asking you to repeat the same details.
Account path Open Account, choose Profile, then Legal Requests to ask for data access, correction, or a copy of key account records. This path works on mobile browser and larger screens without a separate app.
DATA CARE

How We Handle Legal Records

Legal handling is part of daily account operations, not a separate promise on paper. We connect each request to a clear record source: sign-in logs, wallet entries, cookie choices, support transcripts, and…

Account data

We store the details you provide when opening an account, including mobile number, username, security settings, and acceptance of terms. These records help us answer access questions and confirm who is asking for changes.

Payment records

DANA, OVO, GoPay, and QRIS activity is logged with time, amount, reference code, and account match status. We use those records for wallet disputes, withdrawal checks, and legal record keeping.

Cookie choices

Cookies help keep your session active, remember device signals, and spot unusual sign-ins. You can adjust browser cookie settings, but some account security steps may require session cookies to work correctly.

Security checks

When a login looks unusual, we may ask for an extra account step before allowing wallet changes. This can include mobile confirmation, password reset, or a support check against prior account activity.

Retention period

We keep account and transaction records only as long as needed for operations, disputes, security checks, and legal duties. When a record is no longer needed, we remove or reduce identifying details where practical.

Change requests

You can ask us to correct account details that are wrong, subject to identity checks. For legal requests, include your account ID and the exact detail you want checked so we can respond faster.

Legal Questions You May Ask

These answers cover the legal topics we receive most often from Indonesia account holders. They focus on terms, access, data, cookies, payment records, and how to contact us when a legal request needs a clear response.

The account terms apply from the moment you submit registration details and accept them on screen. They cover access, wallet use, security checks, account conduct, data handling, and eligibility where local law permits.

Yes. Use Account, Profile, then Legal Requests, or contact live chat with your account ID. We may verify your mobile number before sharing account data or explaining which records we can provide.

We use payment records to match wallet activity, check disputes, verify withdrawals, and maintain transaction history. Each record can include time, reference code, amount, payment rail, and account match result.

Identity checks help confirm that the person requesting a withdrawal controls the account. We may ask for extra steps when wallet activity, login location, or account details need confirmation under the account terms.

You can request a correction through Legal Requests or support email. Tell us which detail is wrong, provide your account ID, and be ready to complete a verification step before we update records.

Cookies can support sign-in, session security, and fraud checks. If you block all cookies, some account actions may not work correctly because we cannot confirm the session or device signal.

Start with live chat during 09:00 to 23:00 WIB or send email with your account ID, registered mobile number, and complaint subject. We route legal complaints to the team that can check records.